Financial freedom tips early retirement

Hello togehter, may some of you have noticed stock market is in panic ;) Reason is well known the Coronavirus and the concern of a worldwide Pandemic. A lot of companies have worldwide supply chains which are now in danger. The Fed lower the yield instantly to calm down the market but it helped only for a couple hours. In this situation i increased my monthly saving plan to 2000€/month because share prices are now low again. Honestly i don't know if this is the bottom but i am planning to buy some extra shares and stay with the increased saving plan until things settle down. I am still convinced that the world economy is strong and shares will pay off in the long run. And YES it hurts to see the drop of my current depot. Stay Calm and buy the dip :-)

Reducing cost is one of the most effective things to generate free money to invest. For me it´s every year like a game to find new, cheaper offers or new customer offers. For me it makes every year up to 700€ only for the new customer Bonus and takes me only 30 minutes! Insurance: Here its sometimes a bit tricky because you can not change a live insurance easy. Here i only check my health insurance and my liability insurance In case of Car insurance check these because here you can safe a lot of money! Gas: It sounds stupid but i quit every year my gas contract to change to another provider. Here i get the same price or cheaper and mostly a few hundred euro new customer bonus. It takes me 5 minutes over a comparison site for example check24.de in germany Electricity: its the same easy process like gas. :-) Cable TV/Internet: I have a 2 year contract where i have the first year new customer conditions and then i must pay 60% more. So i quit every year and...