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Showing posts with the label Exchange-traded fund (ETF)

Panic in the market

Hello togehter, may some of you have noticed stock market is in panic ;) Reason is well known the Coronavirus and the concern of a worldwide Pandemic. A lot of companies have worldwide supply chains which are now in danger. The Fed lower the yield instantly to calm down the market but it helped only for a couple hours. In this situation i increased my monthly saving plan to 2000€/month because share prices are now low again. Honestly i don't know if this is the bottom but i am planning to buy some extra shares and stay with the increased saving plan until things settle down. I am still convinced that the world economy is strong and shares will pay off in the long run. And YES it hurts to see the drop of my current depot. Stay Calm and buy the dip :-)

Difference manged Fond and ETF

I want to give s short overview about Advantages from ETF´s ETF: Cost: approximately 02-0,8% Diversification: for example MSCI WORLD ETF 1600 company's in one ETF Saving plan: you can easily install a saving plan you can start with 25€ Fee: A lot of the saving plans are free from a fee Huge selection with different sectors: you can combine different Sectors very easy with ETF and lower the risk instead of buying single company´s shares Growth: It depends on the ETF when you buy an index ETF its´approximately the same growth and over the years nothing beats the index Tax advantages: You can buy synthetic ETF instead of replicated here dividends are different taxed (in Germany) Risk: It depends on the ETF but by an Index ETF you have a huge diversification but also the MSCI World Looses up to 50% in the worst crisis. Managed Fond: Cost: approximately 2,5-6% Fee: approximately 1-3% Growth: nothing beats the index over the time some years could be be...